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KKCCP - Collaborative Compliance Practice

EU AI Act Classification Tool

Free tool from KKCCP for Founders, CEOs, Chief Compliance Officers, CISOs and Board leaders at regulated financial services organisations. Maps EU AI Act across UK, EU & US frameworks.

Built for financial services UK, EU and US frameworks Not legal advice

How it works

1

Tell us about your AI system

Answer four core questions about your Organisation, jurisdiction, role and the type of AI system you are classifying.

2

We apply the classification logic

The tool applies EU AI Act Annex III logic, profiling rules, prohibited practices checks and jurisdiction-specific frameworks.

3

Receive your classification

You get a colour-coded risk classification, plain English explanation, specific obligations, compliance deadlines and recommended next steps.

Built for regulated financial services professionals

Founders and CEOs

Chief Compliance Officers

Chief Risk Officers

CISOs

Compliance and Risk Leaders

Boards and Senior Management

What you will receive

A clear, actionable classification result based directly on EU Regulation 2024/1689

HIGH RISK

Annex III Point 5(b) - Credit scoring and lending decisions

Why this classification applies: Credit scoring and lending decision AI is classified as high risk under Annex III Point 5(b). Your obligations as a Deployer apply from 2 August 2026.

Sample obligations include:

Human oversight required Log retention 6 months FRIA before deployment Follow provider instructions

This is a sample result for illustration only. Your actual result depends on your specific answers.

Multi-Framework AI Risk Alignment

EU
EU AI Act
UK
FCA Consumer Duty SM&CR UK GDPR
US
NIST AI RMF Colorado AI Act CFPB Illinois Human Rights Act

Ready to classify your AI systems?

Free. No account required. Takes under three minutes.

KKCCP EU AI Act Classification Tool

Free Tool - March 2026