Updated July 2026 ยท V4
This tool reflects the Digital Omnibus amendments given final approval by the Council of the EU on 29 June 2026, subject to formal publication in the Official Journal of the European Union. This is not a blanket delay of the EU AI Act: only the high-risk tier (Annex III and Annex I) deadlines were deferred. Article 50 transparency obligations remain live from 2 August 2026. See the phased timeline inside the tool.
Free tool from KKCCP for Founders, CEOs, Chief Compliance Officers, CISOs and Board leaders at regulated financial services organisations. Maps EU AI Act across UK, EU & US frameworks.
Answer four core questions about your Organisation, jurisdiction, role and the type of AI system you are classifying.
The tool applies EU AI Act Annex III logic, profiling rules, prohibited practices checks and jurisdiction-specific frameworks.
You get a colour-coded risk classification, plain English explanation, specific obligations, compliance deadlines and recommended next steps.
Founders and CEOs
Chief Compliance Officers
Chief Risk Officers
CISOs
Compliance and Risk Leaders
Boards and Senior Management
A clear, actionable classification result based directly on EU Regulation 2024/1689
Why this classification applies: Credit scoring and lending decision AI is classified as high risk under Annex III Point 5(b) of Regulation (EU) 2024/1689. Under the Digital Omnibus amendments given final approval by the Council of the EU on 29 June 2026, your obligations as a Deployer apply from 2 December 2027, subject to publication in the Official Journal. Article 50 transparency obligations are unchanged and apply from 2 August 2026.
Sample obligations include:
Human oversight required Log retention 6 months FRIA before deployment Follow provider instructionsThis is a sample result for illustration only. Your actual result depends on your specific answers.
Covering regulatory frameworks across EU, UK, US and international standards
Free. No account required. Takes under three minutes.